For those who are close to graduating and is wondering how they will pay for college?  It is time to think about scholarships.  There are many scholarships out there but so few are presented to us, but don't be discouraged, here are some websites that can help you find scholarships, they are reliable and easy to use.   All you need to do is  fill out the form with your information and it will hook you up with the scholarships that you qualify for.

http://www.collegeboard.com/

http://www.fastweb.com/

http://maldef.org/

http://hispanicfund.org/

http://www.scholarships.com/

http://www.fafsa.ed.gov/

http://www.calgrants.org/

Unlike financial aid or scholarships that do not need to be paid back, student loans are to be repaid with interest. Student loans do have their quirks, such as a six month grace period after you stop attending school at least part time. During this time you will not be required to repay your loans, however, once the six month grace period is over your lender will contact you with information on the payment process and payment due. If you return to school you can file for a deferment of repaying your student loans. Loans are available for undergraduates, graduates, parents etc. Payment process and amount will be provided to you by your lender. If loan is not repaid it can severely effect your credit and legal actions could be taken.